227 Paterson Avenue
East Rutherford, NJ 07073
Office: 973-206-9190

Summary Plan Descriptions

ERISA laws require all employers to provide a Summary Plan Description (SPD) for every health and welfare benefit plan offered. We are able to provide you with a SPD Wrap that pulls together all SPDs into one document with required ERISA language. Our web-based document center allows you to create, store & edit your SPD Wrap in minutes. Documents are automatically updated with required ERISA changes. You also have the ability to run a Summary of Material Modification (SMM) as needed to communicate benefit changes.

HR Compliance Solutions
With the many employment law changes, due dates and employee notice requirements brought about by the PPACA, it can be frustrating keeping up on it all while trying to run a business. Working with our affiliate partner, we are able to offer you a total compliance solution that will help you maintain compliance. This program keeps you informed on complex and ever-changing employment and benefits laws, and provides tools to easily comply with employee notices and ERISA requirements.

COBRA  Administration

Making benefits available to COBRA beneficiaries is a vital, legal compliance requirement. Continuation of benefits for COBRA participants must be managed according to Federal guidelines in order to avoid penalties for noncompliance. We understand the importance of managing each step from the initial COBRA notice to newly hired employees to the early termination notice to COBRA participants.


Payroll Service

Businesses like yours can streamline operations and increase efficiency with payroll services from our partner, BenefitMall.

With Benefitmall's Standard Bundle Payroll Service you will enjoy a range of industry leading benefits and services that are anything but standard. Here's a look:

  • White Glove Service
  • Dedicated Payroll Specialist
  • Easy conversion and account set up
  • Variety of processing options
  • Easy data upload with G/L interface
  • Extensive report package
  • No-hassle tax filing
  • Guarantee accuracy
  • Plus much more...

In addition to all the services in our standard bundle, Benefitmall Payroll also provides access to HR360, a valuable comprehensive online HR resource. Here you will find a wealth of information - including downloadable posters, forms and guides - that will save time and help you stay compliant with state and federal regulations. Also included is access to an online monthly report that can help you determine the impact of PPACA on your business. This customizable report calculates the number of full time equivalent employees. This information is critical in order to determine if  your company is subject to penalty or eligible for tax credits.

 Core Benefit Concepts, LLC
    For all your personal & business insurance needs